July 1, 2020

How to pay your bills after losing your job

Suddenly finding yourself without work is a shock. Worrying how you’ll pay your rent or mortgage and other bills, let alone feed yourself and your family will, understandably, cause sleepless nights. Our Money Advice Worker, Liz, shares a quick outline of the benefits you could have access to.

Financial support is available
There is a lot of financial support available, but understanding what and how you can claim is daunting.

What you can claim depends on your circumstances, such as :- Are you single? In a couple? Have children? Living with health or disability issues? Do you pay rent? Do you have a mortgage?

If you are making a new claim for benefits you will need to claim Universal Credit.

Universal Credit
Universal Credit has replaced Legacy Benefits, including: Job Seekers Allowance, Income Support, Employment and Support Allowance, Working Tax Credit, Child Tax Credit and Housing Benefit.

Additional support
Separate from Universal Credit, you may be able to access:

  • Council Tax Support – check if you can claim
  • Child Benefit will remain unaffected

If you have recently been in work your National Insurance Contributions might make you eligible to claim:-

  • New Style Job Seekers Allowance or
  • New Style Employment and Support Allowance (ESA)

Depending on your circumstances, if you have already been claiming some benefits while you work you may not need to make a new claim.

Our Money Advice Workers
Everyone on New Leaf has access to a Money Advice Worker who will help you make the most of your income.

We can also support you with:

  • Claiming all the benefits you and your family are entitled to
  • Taking control and managing your money
  • Prioritising your bills and other payments
  • Staying out of debt

If you are struggling to make end meet, sign up to New Leaf today.

New Leaf is led by Torus Foundation and is part of the Building Better Opportunities Programme, funded by the European Social Fund (ESF) and The National Lottery Community Fund.

New Leaf Lottery Funded